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Wellbeing health cash plan

You can sign up for a low-cost health cash plan to support your health and wellbeing. A monthly payment is taken from your salary based on the premium level you select.

The plan is provided by our partner BHSF.

About the plan

Who can apply

The plan is available to all staff, no matter what your role is.

If you are on a temporary contract, you can join the scheme for the duration of your contract.

If you would like to carry on benefitting from the plan after leaving the council, you would need to contact BHSF to make arrangements to set up a new plan.

How the plan works

The plan is ongoing and continues until you cancel it, with a fixed amount coming out of your salary each month. The amount deducted depends on the level of health plan you take out. Once you have registered you can claim cashback up to a certain amount on a range of health and wellbeing services such as:

  • dental check-ups and treatment
  • eye tests, new glasses, and contact lenses
  • NHS prescriptions and flu vaccinations
  • ear wax removal
  • diagnostic health consultations
  • health screening and therapy treatments such as:
    • physiotherapy
    • osteopathy
    • chiropractic treatment
    • chiropody
    • homeopathy
    • acupuncture.

You will also have access to:

  • a 24/7 confidential telephone counselling and information helpline
  • a 24/7 GP helpline and private prescription service
  • online health assessments.

Plan options

You can choose from 5 different levels of plan ranging from bronze to diamond and can take out an individual or family plan.

The individual plan covers only you. The family plan covers you, your partner and all the children that live with you permanently that are under the age of 18.

Where the benefit is provided for children the amount shown as the benefit amount per year is shared between all the insured children. For example, if you have 2 children included in the plan, a £50 yearly dental benefit would be shared between them.

Bronze - level 1
BenefitReimbursement levelBenefit amount per year
Dental100 per cent£50
Optical100 per cent£50
Therapies75 per cent£200
Diagnostic consultation100 per cent£700
Health screening75 per cent£150
Maternity or paternity (adults only)Per child£150
NHS prescriptions and flu vaccinations100 per cent£25
Ear wax removal100 per cent£50

The bronze level package also includes:

  • a free 24/7 confidential telephone counselling and information helpline (adults only). Confidential in the moment support and access to structured counselling
  • access to a GP 24/7 via telephone or webcam consultation offering diagnosis, advice, and reassurance on a range of medical matters. GPs can also authorise a private electronic prescription
  • online health assessments (adults only) allowing unlimited access to input health data, receive advice and record your progress.
Cost

Individual monthly cost - £7.70

Family monthly cost - £14.56

Silver - level 2
BenefitReimbursement levelBenefit amount per year
Dental100 per cent£100
Optical100 per cent£100
Therapies75 per cent£400
Diagnostic consultation100 per cent£700
Health screening75 per cent£300
Maternity or paternity (adults only)Per child£200
NHS prescriptions and flu vaccinations100 per cent£25
Ear wax removal100 per cent£50

The silver level package also includes:

  • a free 24/7 confidential telephone counselling and information helpline (adults only). Confidential in the moment support and access to structured counselling
  • access to a GP 24/7 via telephone or webcam consultation offering diagnosis, advice, and reassurance on a range of medical matters. GPs can also authorise a private electronic prescription
  • online health assessments (adults only) allowing unlimited access to input health data, receive advice and record your progress.
Cost

Individual monthly cost - £14.30

Family monthly cost - £27.20

Gold - level 3
BenefitReimbursement levelBenefit amount per year
Dental100 per cent£165
Optical100 per cent£165
Therapies75 per cent£600
Diagnostic consultation100 per cent£700
Health screening75 per cent£400
Maternity or paternity (adults only)Per child£250
NHS prescriptions and flu vaccinations100 per cent£25
Ear wax removal100 per cent£50

The gold level package also includes:

  • a free 24/7 confidential telephone counselling and information helpline (adults only). Confidential in the moment support and access to structured counselling
  • access to a GP 24/7 via telephone or webcam consultation offering diagnosis, advice, and reassurance on a range of medical matters. GPs can also authorise a private electronic prescription
  • online health assessments (adults only) allowing unlimited access to input health data, receive advice and record your progress.
Cost

Individual monthly cost - £23.61

Family monthly cost - £44.77

Platinum - level 4
BenefitReimbursement levelBenefit amount per year
Dental100 per cent£220
Optical100 per cent£220
Therapies75 per cent£800
Diagnostic consultation100 per cent£700
Health screening75 per cent£500
Maternity or paternity (adults only)Per child£300
NHS prescriptions and flu vaccinations100 per cent£25
Ear wax removal100 per cent£50

The platinum level package also includes:

  • a free 24/7 confidential telephone counselling and information helpline (adults only). Confidential in the moment support and access to structured counselling
  • access to a GP 24/7 via telephone or webcam consultation offering diagnosis, advice, and reassurance on a range of medical matters. GPs can also authorise a private electronic prescription
  • online health assessments (adults only) allowing unlimited access to input health data, receive advice and record your progress.
Cost

Individual monthly cost - £28.55

Family monthly cost - £54.39

Diamond - level 5
BenefitReimbursement levelBenefit amount per year
Dental100 per cent£250
Optical100 per cent£250
Therapies75 per cent£1000
Diagnostic consultation100 per cent£700
Health screening75 per cent£600
Maternity or paternity (adults only)Per child£350
NHS prescriptions and flu vaccinations100 per cent£25
Ear wax removal100 per cent£50

The diamond level package also includes:

  • a free 24/7 confidential telephone counselling and information helpline (adults only). Confidential in the moment support and access to structured counselling
  • access to a GP 24/7 via telephone or webcam consultation offering diagnosis, advice, and reassurance on a range of medical matters. GPs can also authorise a private electronic prescription
  • online health assessments (adults only) allowing unlimited access to input health data, receive advice and record your progress.
Cost

Individual monthly cost - £32.71

Family monthly cost - £62.35

How to apply

To apply for the wellbeing health cash plan:

Make sure you tell the BHSF sales team that you are from the East Riding of Yorkshire Council and which level of plan you would like to sign up to.

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